01.04.2017 05.54 CDT

You have a number of decisions to make in buying health care. This can be a real challenge…and is not going to get any better.

Your Money…and Your Life

Your Money…and Your Life

Your next steps with health care require careful choices and personal responsibility

Health care is complicated – not just for politicians, but for consumers. You have a number of choices to make in buying health care and those choices require understanding some complicated topics. The challenges in shopping for health care are only going to increase, regardless of who wins the political wars over health care.

30.03.2017 11.02 CDT

The drive to reduce corporate tax rates will send Congress looking for new sources of revenue. Employee benefit plans…look out.

Tax Reform: More Challenges for Employee Benefit Plans

Tax Reform: More Challenges for Employee Benefit Plans

Tax reform regarding employee benefit plans may come under attack by legislators.

Tax breaks for employee benefit plans represent a significant loss of revenue for the federal government. In the movement to reduce corporate taxes – and offset reduced federal revenue from those tax cuts - employee benefit plans represent an attractive target for legislators.

18.03.2017 12.39 CDT

The Republican health care proposal leaves many key provisions the ACA intact and Republican acceptance of these provisions may be the real legacy of the Affordable Care act.

The Legacy of Obamacare

The Legacy of Obamacare

In the future, when the day-to-day battles have faded, this may be the legacy of the Affordable Care Act...

It is too soon to predict the fate of the American Health Care Act (AHCA) or, as we call it, TrumpRyanCare. But, the AHCA as currently proposed retains many key provisions of the Affordable Care Act. The apparent willingness of Republicans to retain these provisions represents a significant statement about the lasting effects of Obamacare.

15.03.2017 06.31 CDT

Eligibility for Medicare affects your current insurance coverage – sometimes in surprising ways. Learn more to avoid unpleasant surprises.

Medicare Eligibility: A Boon and a Trap

Medicare Eligibility: A Boon and a Trap

Eligibility for Medicare is really eligibility for two different types of insurance coverage.

Your current health insurance may be affected – and even reduced - once you become eligible for Medicare. Learn more about these complicated rules to avoid unpleasant surprises.

07.03.2017 03.20 CST

Health Savings Accounts (HSAs) are promoted as a better way to pay for health care. However, there are limitations to what HSAs can really do.

401(k) Plans and Health Savings Accounts: A Questionable Comparison

401(k) Plans and Health Savings Accounts: A Questionable Comparison

Can you compare HSAs with 401(k) plans? In some ways they look alike, but...

Increased reliance on HSAs is going to be a key element of any TrumpRyanCare bill. Although it may be tempting to compare Health Savings Accounts and 401(k) plans, such comparisons underestimate the challenges of increasing individuals’ reliance on HSAs to finance health care.