02.08.2017 09.57 CDT

As more Americans work past 65, it is increasingly important to understand how employer coverage and Medicare affect each other.

Medicare and Your Employer Health Coverage: Too Much of a Good Thing?

Medicare and Your Employer Health Coverage: Too Much of a Good Thing?

Avoiding Traps in Coordinating Medicare and Employer Health Coverage

As more Americans work past 65, an increasing number are able to join Medicare and retain employer coverage. However, the intersection of Medicare and employer coverage has a number of traps for the unwary and some of these traps come with significant financial consequences. It is important for individuals – and employers – to understand Medicare’s complex rules and to be alert to these traps.

24.05.2017 07.20 CDT

Workers are choosing to stay in the workforce beyond normal retirement age. This is good news.

Retirement Patterns: Are Workers Outsmarting the Experts?

Retirement Patterns: Are Workers Outsmarting the Experts?

American workers are making progress on improving their retirement picture

An increasing number of workers are choosing to stay in the workforce – many on a part-time basis. In effect, these workers have created their own phased retirement program. This ongoing employment contributes to retirement income adequacy and can be viewed as a key part of solving the challenges posed by past errors (such as low savings and insufficient diversification).