07.04.2026 12.32 CDT

The DOL’s proposed rule offers a structured approach to fiduciary decision-making—but key challenges remain.

DOL Offers New Safe Harbor to Fiduciaries

DOL Offers New Safe Harbor to Fiduciaries

A proposed DOL rule introduces a “safe harbor” framework to guide how fiduciaries evaluate and select investment options.

The DOL’s new framework provides fiduciaries with clearer guidance and a more defensible decision-making process, but it does not eliminate the underlying tensions between investment innovation and plan realities.