17.07.2018 10.34 CDT
Risk Pooling, Risk Shifting and Risky (Health Insurance) Business
![Risk Pooling, Risk Shifting and Risky (Health Insurance) Business](https://erisastrategies.com/wp-content/uploads/2018/07/Risk-Pooling-Risk-Shifting1.jpeg)
It is difficult to measure the specific effects, of each of these actions, on health insurance markets. However, there is increasing evidence that the cumulative effects of these actions are reshaping health insurance markets in the United States.
05.12.2017 09.28 CST
The Senate Tax Bill: A Benefits Perspective
![The Senate Tax Bill: A Benefits Perspective](https://erisastrategies.com/wp-content/uploads/2017/12/The-Senate-Tax-Bill-A-Benefits-Perspective-1200x800.jpg)
This bill does not make dramatic changes to rules governing employer-sponsored plans. So, for now, the HR community can finish enter 2018 without the distraction that more dramatic changes would have been generated. Photo credit Ted Hartz, 2017
16.11.2017 09.26 CST
Internal Revenue Service Prepares to Levy 2015 ACA Penalties
![Internal Revenue Service Prepares to Levy 2015 ACA Penalties](https://erisastrategies.com/wp-content/uploads/2017/11/IRS-Prepares-to-Levy-2015-ACA-Penalties.jpg)
The IRS is poised to begin levying (potentially significant) penalties on employers, under the ACA’s employer mandate, for 2015.
04.11.2017 12.57 CDT
The (Ongoing) Saga of ACA: New Proposed Regulations
![The (Ongoing) Saga of ACA: New Proposed Regulations](https://erisastrategies.com/wp-content/uploads/2017/11/The-Ongoing-Saga-of-ACA-New-Proposed-Regulations.png)
Proposed regulations will transfer control over key decisions from the federal government to individual states and insurance companies.
02.11.2017 06.57 CDT
ACA Update: Executive Order
![ACA Update: Executive Order](https://erisastrategies.com/wp-content/uploads/2017/11/ACA-Update-Executive-Order-.jpg)
An Executive Order seeks to expand use of “alternative (i.e., limited) health plans” in place of more comprehensive health insurance coverage.