08.10.2017 11.11 CDT

Employers are caught in the middle of the ongoing stalemate over the future of the ACA. Unfortunately, being caught in the middle could prove to be costly in a variety of ways.

Healthcare Wars: Employers Caught in the Middle

Healthcare Wars: Employers Caught in the Middle

As the political battles over the possible repeal, replacement or repair of the Affordable Care Act (ACA) drag on, employers are likely to get caught in the middle.

As the political battles over the possible repeal, replacement or repair of the Affordable Care Act (ACA) drag on, employers must come to grips with an unpleasant reality: they are likely to get the worst of all worlds for the foreseeable future.

19.04.2017 06.23 CDT

While the debate over replacing the Affordable Care Act continues, it is also important to focus on the law that currently controls the American health care system – the ACA. The Trump Administration has been sending conflicting signals about how it will administer the Affordable Care Act. These conflicting signals may prove to be disruptive to insurance markets - and to individuals.

Multiple Personalities: The Administration’s Approach to the ACA

Multiple Personalities: The Administration’s Approach to the ACA

Trump Administration’s statements – and actions – on the Affordable Care Act look like a case of multiple personalities inhabiting the same body.

The Trump Administration’s approach to interpreting and administering the ACA – and the conflicting messages being sent by the Administration – matter. Here are some of the consequences of these conflicting messages.

05.03.2017 03.25 CST

People on Medicare should pay attention to the ongoing debate over a TrumpRyanCare proposal - your prescription drug costs could be affected.

ACA Repeal and Medicare Beneficiaries

ACA Repeal and Medicare Beneficiaries

People who have prescription drug coverage under Medicare may, once again, fall into the "donut hole" if Obamacare is repealed.

Efforts to replace and repeal the Affordable Care Act will have the greatest effect on those under 65 - but may also have a significant impact of people covered by Medicare. Specifically, if the AC is repealed your cost of prescription drugs may go up. Here how Medicare beneficiaries may be impacted by an ACA repeal.

23.02.2017 04.49 CST

In the post-ACA world carriers will be given more latitude to identify who they are willing to cover and how they will underwrite and price those coverages.

After Obamacare—What’s Next for Insurance Companies?

After Obamacare—What’s Next for Insurance Companies?

The future is full of possibilities for insurance companies.

I have described the likelihood that, in a post-ACA world, the federal government will step back and the states will have more flexibility and responsibility. The next key player in this equation is the insurance industry.