07.04.2026 12.32 CDT
The DOL’s proposed rule offers a structured approach to fiduciary decision-making—but key challenges remain.
DOL Offers New Safe Harbor to Fiduciaries
A proposed DOL rule introduces a “safe harbor” framework to guide how fiduciaries evaluate and select investment options.
The DOL’s new framework provides fiduciaries with clearer guidance and a more defensible decision-making process, but it does not eliminate the underlying tensions between investment innovation and plan realities.
02.02.2026 02.07 CST
H.R. 2988 proposes changes to ERISA fiduciary standards that may affect investment selection, service provider oversight, proxy voting, and brokerage windows.
Overview of H.R. 2988 and Potential Implications for ERISA Fiduciaries
The House’s passage of H.R. 2988 highlights policy proposals that may shape future ERISA legislative and regulatory discussions.
H.R. 2988 proposes changes to ERISA fiduciary standards that may affect investment selection, service provider oversight, proxy voting, and brokerage windows, reflecting broader policy debates that could shape future regulatory and litigation trends.
03.07.2020 06.45 CDT
The U.S. Department of Labor has issued new proposed regulations that provide guidance on the process that plan fiduciaries should use in selecting ESG investments. In issuing the proposed regulations the DOL targets ESG funds and creates new requirements--and hurdles-to the use of such funds.
DOL Delivers Lump of Coal to ESG Funds
Proposed DOL regulations would add new restrictions to the use of ESG funds.
The Department of Labor has issued new proposed regulation regarding intended to guide plan fiduciaries seeking to invest in funds that utilize environmental, social and governance (“ESG”) considerations. The proposed regulations identify specific (additional) steps that fiduciaries must take in order to utilize ESG funds and would prohibit use of ESG funds within plan “default” investments.
04.11.2017 12.57 CDT
The Centers for Medicare & Medicaid Services (“CMS”) has issued new proposed regulations regarding the operation of health insurance exchanges under the Affordable Care Act (“ACA”). These proposed regulations will provide increased authority to states and insurance companies.
The (Ongoing) Saga of ACA: New Proposed Regulations
Proposed regulations will transfer control over key decisions from the federal government to individual states and insurance companies.
Proposed regulations will transfer control over key decisions from the federal government to individual states and insurance companies. The proposed regulations do not, directly, make significant changes to the health insurance coverages offered under ACA. However, they set the stage for such changes to occur in coming years.
16.08.2017 09.11 CDT
It may be helpful for members of Congress to remember some key actuarial principles as they continue to consider changes to the health care system.
Large Numbers, Risk Pooling and Congress
As Congress continues to discuss changes to the Affordable Care Act, it may be helpful to share some actuarial and insurance fundamentals.
As Republican legislators continue their efforts to repeal and replace the Affordable Care Act, they keep on looking for new ways to separate portions the insurance markets into different segments. These efforts run counter to some key actuarial and insurance principles: segmenting the risk pool increases volatility and that creation of different risk pools based on health status can lead to increased premiums for many.