30.07.2026 10.38 CDT
The Department of Labor has proposed regulations that would permit group health plans to use a notice-and-access electronic disclosure safe harbor similar to the framework available to retirement plans since 2020. The proposal would significantly expand when electronic delivery may be used, while allowing plans to retain current processes. This blog post explains how the proposed rules work, highlights the principal differences from the retirement plan safe harbor, and discusses the practical implications for employers, insurers, and plan administrators.
DOL Proposes New Electronic Disclosure Option for Group Health Plans
New DOL proposal would extend the notice-and-access framework currently available to retirement plans while recognizing the unique privacy considerations applicable to health benefits.
New DOL proposal would extend the notice-and-access framework currently available to retirement plans while recognizing the unique privacy considerations applicable to health benefits.