22.09.2017 10.04 CDT
: It is for plan administration to diverge from plan documents. It is also risky.
Employers Paying the Cost for Not Following Plan Documents.
Two recent cases (Acosta v. Macy’s, Inc. and Erwood v. Life Ins. Company of North America) serve as reminders of how easy it is for plan administrative practices to diverge from plan documents. The cases also illustrate the risks of allowing this to happen.